梦想的贷款

The California 梦想的贷款 is a subsidized loan program for undergraduate and post baccalaureate students with a valid California 梦想法案 application* and a valid AB540 affidavit on file with 最可靠的买彩票平台. The purpose of the program is to grant access to additional form of funding to help Dream students afford a public education.
请 最可靠的买彩票平台 if you are interested in applying for a 梦想的贷款. 

重要提示: *T-Visa holders should file a FAFSA and would be considered for Federal Aid eligibility.

支付要求: 6 units of enrollment is required for a disbursement.

资格要求

To be eligible for the California 梦想的贷款 you must:

  1. Have a valid 加州梦想法案申请 completed; priority given to those that filed by March 2nd
  2. 必须有有效的AB540宣誓书吗
  3. Must be enrolled in at least half-time | 6 units of enrollment or more
  4. 证明经济需要
  5. 获得财政援助 令人满意的学业进展在新窗口中打开 标准
  6. 不能拖欠学生贷款

Recipients of this funds in one year does not guarantee awards in subsequent years, 由于资金有限.

现行利率
奖期 利率*
2020年7月1日- 2021年6月30日 2.75%
2021年7月1日- 2022年6月30日 3.73%
2022年7月1日- 2023年6月30日 4.99%
2023年7月1日- 2024年6月30日 5.50%

The interest rate for the California 梦想的贷款 corresponds with the interest rate on 联邦直接补贴 loans and is subject to change annually. The California 梦想的贷款 does not accrue interest while you are enrolled at least half-time, during the periods of approved deferment, and during the 6-months grace period before you enter repayment. You will be responsible for the interest charged at all other times.

*利率可能会有所变动.

接受梦想贷款

接受你的加州梦想贷款, you must log in to your student portal and accept the loan offer by your assigned deadline. You may decline the loan offer or accept less than what is offered to you, but funds are limited and you may not be able to increase your loan at a later time.

Students who accept the California Dream loan must complete a promissory note and entrance counseling yearly.

If you fail to complete all the required steps to receive your loan funds by the assigned deadline,  你的贷款可能会被取消. Funds are limited and you may not be awarded the funds again at a later date.

Requirement: Complete the Master Promissory Note and Entrance Loan Counseling

The Master Promissory Note Requires References,   your references cannot share the same address.

一旦你接受了贷款, the loan entrance counseling requirement and the master promissory note will be posted on your student center as "to do" items. You will receive an email from ECSI with instructions for completing these items. Once we receive confirmation that you have completed them, they will be removed from your "to do" list.

How to Complete the 梦想的贷款 MPN and Counseling | ECSI Log In Instruction

必需的信息

  1. CWID
  2. 出生日期
  3. 名字
  4. 引脚编号(由ECSI产生)

登录说明

  1. 进入ECSI登录网站
  2. 点击“开始”
  3. On the screen it will be ask for SSN, First 名字, Last 名字, Date Birth
  4. 单击提交
  5. 单击“验证我”
  6. 输入您的ECSI销

使用您的CWID代替SSN

检索ecsi销

  1. 在Required字段中输入名字
  2. Last four Account Number (Last 4 digits of your CWID number)
  3. 输入您的出生日期
  4. 输入邮政编码
  5. 提交

Once you are log in complete the required field. The counseling requirement requires you to provide two references. Your references may not use the same address. Each reference must have their own address.

还款

You begin repaying your loan at the end of a 6-month grace period. The grace period begins once you graduate, leave school, or enroll in less than half-time.

California 梦想的贷款s are set-up to be repaid in monthly installments over a 10-year period and have a minimum payment of $50 a month. You can pay off your loan earlier without penalty.

梦想的贷款 Max Yearly Award | Aggregate Limits

Maximum 梦想的贷款 Annual Award at CSUF
$4,000

梦想贷款总限额

梦想贷款总限额在CSUF
$40,000

如需协助，请联系ECSI

  • If you are unable to receive your PIN/Password, 请致电1-888-549-3274与ECSI联系, 在尝试继续之前.
  • If you received a disbursement for a 梦想的贷款(s), here's whom to contact for repayment information:
    • Contact the ECSI -- 梦想的贷款 -- Servicer at  1-866-313-3797. 
    • 或者去 ECSI网站.
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最后发布日期:11/21/23

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